Will i get approved for a lease w /BMW Financial Services w/ thin credit file?[ Edited ]
01-27-2013 04:46 AM - edited 01-27-2013 05:25 AM
Tr: 695 (fico)
1 year credit history with cap one 750CL, 3 months Amex NPSL, 1 week Chase freedom 3k limit. Never a balance, i pay full each month, utilization on cap one and amex 20-60%. No collection, no prior negative history. Income about 18k a year.
I want to take over a lease for about 330-400 for 30 months. What you guys think my chances are for approval? Thanks
Also i might add, this is my only credit history (credit cards), i never leased or bought a car. So it would be my first time. I dont have a co-signer.