Member
x2rippx
Posts: 9
Registered: ‎10-03-2012
Will i get approved for a lease w /BMW Financial Services w/ thin credit file?
[ Edited ]

Eq: 719(fico)

Tr: 695 (fico)

Ex: 726(plus)

 

1 year credit history with cap one 750CL, 3 months Amex NPSL, 1 week Chase freedom 3k limit. Never a balance, i pay full each month, utilization on cap one and amex 20-60%. No collection, no prior negative history. Income about 18k a year.

 

I want to take over a lease for about 330-400 for 30 months. What you guys think my chances are for approval? Thanks

 

 Also i might add, this is my only credit history (credit cards), i never leased or bought a car. So it would be my first time. I dont have a co-signer.