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x2rippx wrote:
Also do they actually want income verification? like pay stubs? i could easily put 30k or little more on the app

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They may ask for income verification; also if you misrepresent your income on a loan application you could be considered guilty of fraud.  While I frankly think the likelyhood is pretty low, it's always better to be truthful on applications: namely, worst case you simply get denied... whereas if you misstate your income, you could wind up in jail, and that's not necessarily the worst case either.

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Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)

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