Moderator Emeritus
Posts: 14,366
Registered: ‎12-30-2011
Re: Will i get approved for a lease w /BMW Financial Services w/ thin credit file?

x2rippx wrote:
Also do they actually want income verification? like pay stubs? i could easily put 30k or little more on the app

They may ask for income verification; also if you misrepresent your income on a loan application you could be considered guilty of fraud.  While I frankly think the likelyhood is pretty low, it's always better to be truthful on applications: namely, worst case you simply get denied... whereas if you misstate your income, you could wind up in jail, and that's not necessarily the worst case either.


Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 694, EQ 8 714, TU 8 708, EX 8 724 (04/01/16)
Goal Score: 700 on EQ 04 (01/01/17)

Take the myFICO Fitness Challenge