Re: Roadloans = Confusion
01-27-2013 08:24 PM
I forgot roadloans pulled my scores a few days ago they've gotten 566 from EQ ... And I've had it pulled today from this website and got 529 from EQ.
There are many versions of FICO scores available (an absurd number in my opinion but that's irrelevant sadly); the EQ found here is specifically EQ Beacon 5.0, which is FICO '04 and identically equal to the one you'll get on a mortgage application.
There's both a newer version of the FICO algorithm (FICO '08) and also what's called an Auto-Enhanced score which weights things differently. See the sticky at the top of the forum, but for auto loans especially people's scores will likely be different than what we have access to as the auto-enhanced score is used extremely often.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
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