New Member
Posts: 4
Registered: ‎12-09-2012
Re: Where to Apply?

Here is my Update:


My utilization down to 35% from 98% .. score is 613 Experian by roadloan 


got loan from capitalone (19%) and roadloan (11% with 4K down)  [ car i am looking to buy cost me around 20K have downpayment around 7K ]


planning to go to dealer and ask them if they can give me better rate.... either way i will refinance after 6-8 months


guys... give me some advice what might be my best course to take ..  I need to buy car within 10 days ..thanks



Starting Score: 530
Current Score Equifax: 647
Current Score Experian: 647
Current Score Transunion: 640
Goal Score: 700