Re: Where to Apply?
01-29-2013 10:14 AM
Here is my Update:
My utilization down to 35% from 98% .. score is 613 Experian by roadloan
got loan from capitalone (19%) and roadloan (11% with 4K down) [ car i am looking to buy cost me around 20K have downpayment around 7K ]
planning to go to dealer and ask them if they can give me better rate.... either way i will refinance after 6-8 months
guys... give me some advice what might be my best course to take .. I need to buy car within 10 days ..thanks
11% isn't a terrible APR in your situation at all. I think you already have your plan right there, that's exactly what I did actually and anecdotally it's worked for a lot of folks.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 670, Wally TU 700, EX 718 (11/29/13, EX 07/11/13)
Goal Score: 680 in all three (01/01/14)
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