Re: Roadloans 1.99% APR[ Edited ]
01-30-2013 12:03 PM - edited 01-30-2013 12:10 PM
Sorry for the belated response.
Even though I would love to go a head and start applying for pre approval options I think I may just wait it out for a few months to bring my score up higher as one of our local CU's is offering 2.9% APR for 60 month for 750+ FICO scores. I pulled mine yesterday and it shows 749. Negatives on my EQ report is high revolving balance total of 55% and lack of recent CC activity.
Balances are for 2 CC
Target - $2327 balance - $2900 Limit
Lowes - $3,139 balance - $7100 Limit
Once I bring down the balances sufficiently then it should help more with getting a great APR. They seem to be reporting monthly so that is great.
The reason for buying used as that i have always wanted a 6.1 Jeep Grand Cherokee but the only body designs i like is 06-10. Not a fan of the WK2 models.