Frequent Contributor
Mike360
Posts: 433
Registered: ‎03-19-2010
Re: Auto Loan Approvals!
[ Edited ]
APPROVING BANK: Hyundai Motor Finance
BUREAU PULLED: Dealership pulled all 3 and said they used the middle score which was Experian
CREDIT SCORE: 723 EX
CUSTOMER STATE OF RESIDENCE: WV
NEW/USED: NEW
YEAR OF VEHICLE: 2013
MAKE: Hyundai
MODEL: Sonata GLS
MILEAGE: 6
RETAIL/LEASE: RETAIL
AMOUNT OF LOAN:  $21,763.60
TERM CONTRACTED: 72
APR/LEASE RATE: 3.9%
MONTHLY PAYMENT: $340
ANNUAL INCOME: $22,000
MISCELLANEOUS COMMENTARY: WooHoo!!! finally get to post my own. I went searching 3 years ago for a new car with high DTI and a mid 600 score and the dealer at the time was horrible. Waited until my score was high enough for top tier and DTI was very low and applied at a good dealer near work. It was so easy to get approved. No paystubs required and i didn't even have to put a downpayment on it. They told me my history was good enough that they were okay with no money down. Decided to keep my $13K in savings in my pocket. I didn't want to get GAP coverage but since i put nothing down i had to get it. decided to also get some extra protectin plans from them that added a little onto the price...

 

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