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Posts: 3,406
Registered: ‎12-19-2012
Re: (Another) Will I be approved thread
You need to get your utilization down around 30%. Less than 10% is ideal. To answer your question we need your income, the balance left on the car you plan to trade in and how much you anticipate getting for it, and the purchase price of the car you are considering. Too much negative equity can burn a deal.
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