Established Member
Posts: 42
Registered: ‎01-27-2013
Re: Can I get decent auto financing with old collections and charge offs?

Makes sense, thanks. I do have a perfect prior car loan for $20k through an OEM dealer bank, paid off in 2008. My two other current car loans are through my CU but don't show up on my TU CR. This loan also show as never late. 


On the negative side, i do have several open collections. That said, since all my negative CC COs hit in 2008, I've paid/settled 4 of them totaling $10k. 


I agree I Just need to go talk to some lenders, my CU and or the dealerships. And yes, I will make sure all the inquiries are bunched together and I pull the trigger quickly. 

Starting Score: 657
Current Score: 657
Goal Score: 725

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