That's very encouraging, thanks. I just called my CU and I'm going to send them my CRs and talk about my options on Monday. I'd be just fine with an APR in the single digits. Looks like I need to raise my FICO up just a bit to get Into the 3rd tier. I'm thinking I can raise score pretty easily in the next few months after I've neglected it for a few years
Of coursethesis is assuming the lender pulls similar or better score than what I'm seeing.
Starting Score: 657