Re: 653 EQ need loan 45 days past 7 discharge
02-01-2013 02:31 PM
aside from boutique lenders at 16% to 22% rates, I don't like your chances of getting approved. The fact that a BK has been discharged doesn't remove it from your CR, and you are heading into what sounds like it will be a voluntary repo. After that happens, there will be no auto financing for quite some time, from pretty much anybody.
Best advice if you just can't rehab the exiting loan (and it sounds like WF isn't interested) is to find an affordable car that you can either buy for cash or finance buy here pay here.
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