New Member
Faust1415
Posts: 5
Registered: ‎02-04-2013
Re: Auto Loan Approvals!

PPROVING BANK: Capital One

BUREAU PULLED: Experian 

CREDIT SCORE: 675 FICO (689 Enhanced)/ Cosigner has 680 enhanced

CUSTOMER STATE OF RESIDENCE: FL

NEW/USED: Used

YEAR OF VEHICLE: 2012

MAKE: Ford
MODEL: Mustang Prem. V6
MILEAGE: 25k
RETAIL/LEASE: $22000
AMOUNT OF LOAN:19.8k After working them down, and a small down payment!
TERM CONTRACTED: 72 months
APR/LEASE RATE: 3.54%
MONTHLY PAYMENT: $300
ANNUAL INCOME: 23k self/ father(cosignee) 47k
 
Honestly I was shocked to get this, I had everything going through my credit union... and they were taking their time, which usually isn't good. So i decided while I was waiting to get a call from them, I would check capital one out...... 1m later I was instantly approved up to 25k, on any term I wanted with a 3.54% rate. I about screamed! An hour later, my credit union calls and said that they would be able to approve me for up to 15k by myself, and wouldn't even consider my father (had a collection that he has paid, from a divorce years ago). So i'm absolutely thrilled!