Valued Member
SecondWind
Posts: 31
Registered: ‎09-04-2008
Re: Auto Loan Approvals!
[ Edited ]
APPROVING BANK:Wachovia Dealer Services
BUREAU PULLED: Experian
CREDIT SCORE: 600
CUSTOMER STATE OF RESIDENCE: CA
NEW/USED: Used
YEAR OF VEHICLE: 2007
MAKE: Nissan
MODEL: Pathfinder SE
MILEAGE: 21K
RETAIL/LEASE:
AMOUNT OF LOAN: $22,401
TERM CONTRACTED: 72 months
APR/LEASE RATE: 18.99%
MONTHLY PAYMENT: $439
MISCELLANEOUS COMMENTARY: will update the rest of the fields once I find out. Nissan showed me all 3 CRA scores but was unsure if they were FICO or FAKO. I was approved and took vehicle home but for the next 2 weeks, I received about 6 or 7 letters from various banks that had refused my credit application. It was a month later when I got a statement from Wachovia welcoming me to their ranks.

Message Edited by SecondWind on 09-22-2008 02:49 PM

Starting Score (January): 537
Current Score: 652
Goal Score: 700


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