Valued Member
moreFICOplease
Posts: 28
Registered: ‎10-09-2007
Re: Auto Loan Approvals!

Got my car at the end of July but thought I should still submit my info since it was with the forum's help and research that I was able to get a good deal.

 

APPROVING BANK: Capital One Auto Finance
BUREAU PULLED: EQ/TU/EX
CREDIT SCORE: 629/641/644
CUSTOMER STATE OF RESIDENCE: AZ
NEW/USED: Used
YEAR OF VEHICLE: 08
MAKE: CHEVROLET
MODEL: IMPALA
MILEAGE: 11,694
RETAIL/LEASE: RETAIL
AMOUNT OF LOAN: 17,600
TERM CONTRACTED: 60
APR/LEASE RATE: 7.34
MONTHLY PAYMENT: 352
MISCELLANEOUS COMMENTARY: Was approved for the blank check for $18,975 but was able to find a good deal and stay under that amount. Very painless way to buy a vehicle. I didn't even have to provide proof of income. My scores have taken a dip, especially EX. Hopefully by early next year they will start going up again. 
7/10/08 EQ: 629 TU: 641 EX: 644 8/26/08 EX: 595 9/26/08 EQ: 622 TU: 631