my 6th month with wachovia just passed and ive made all payments on time. hoping to get refinanced with western federal credit union with a score of 711 with a new car interest, i didn't get approved due to "excessive obligations for available income" which was estimated to be about 1000 a month.. i was really disappointed and sadly, i cant find anyone at all to co-sign me.. except for my stepdad who has a score of 590 which may just place a negative impact on the loan entirely.<br><br>

what should i do? does anyone know any financing companies that might accept me despite my low income?