Regular Contributor
creditgirl
Posts: 200
Registered: ‎08-08-2007
Re: Auto Loan Approvals!
APPROVING BANK:  Toyota Financial
BUREAU PULLED:    EX, EQ
CREDIT SCORE: 658/649
CUSTOMER STATE OF RESIDENCE:  LA
NEW/USED: New
YEAR OF VEHICLE: 2009
MAKE: Toyota
MODEL: Camry
MILEAGE: 14
RETAIL/LEASE: Dealer Retail
AMOUNT OF LOAN:  19000
TERM CONTRACTED: 60 months
APR/LEASE RATE: 2.9
MONTHLY PAYMENT: $350
MISCELLANEOUS COMMENTARY:
I applied and was preapproved online through Toyota Financial. They emailed me a preapproval certificate to take to the dealership.  According to the dealership, they wouldn't need to pull my credit again, however, I see that they did pull when I went in to get the car. I'm gonna call the finance manager to find out why they pulled the credit, but other than that, it was a smooth transaction. I haggled alot but got the exact payment I wanted at a great interest rate so it was worth it!
FICO 9/1/07 FICO 9/26/07
TU--534 TU--538
EX---552 EX---562
EQ---454 EQ---454