Regular Contributor
IrishPM
Posts: 204
Registered: ‎04-17-2008
Re: Auto Loan Approvals!
APPROVING BANK: Harley Davidson Credit/Eaglemark Savings Bank
BUREAU PULLED: Experian
 

CREDIT SCORE: 705

CUSTOMER STATE OF RESIDENCE: Hawaii
NEW/USED: New (motorcycle)
 

YEAR OF VEHICLE: 2009
MAKE: Harley Davidson
 
MODEL: 883XL Sportster
 

MILEAGE: 0.0

RETAIL/LEASE: Retail purchase

AMOUNT OF LOAN: $11,000 (includes $1,200 extended warranty)

TERM CONTRACTED: 72 mos.

APR/LEASE RATE: 9.00 %

MONTHLY PAYMENT: $230

MISCELLANEOUS COMMENTARY: Purchased this motorcycle for some inexpensive transportation here in Hawaii. The credit app was very brief...sales person came back within 10 minutes and told me I was approved for much more than what I wanted to finance...took about 2 hours from the time I walked in to riding the bike out of their parking lot. If you're in the market for buying a motorcycle, Harley Davidson/Eaglemark was a pleasant experience to deal with.
General note: My FICO scores range from 681 (Equifax) to 705 (Experian)...I have $0 credit card debt...no mortgage debt...no BK, no lates, just 2 paid liens from 1997 that still show in my public records section of my credit file....
My credit score with Equifax dropped 21 points after Harley Davidson posted the installment amount to my Equifax credit file....Experian and TransUnion did not drop. Wild and wierd stuff.