Regular Contributor
movinonup79
Posts: 169
Registered: ‎10-13-2008
Re: Auto Loan Approvals!
APPROVING BANK: Capital One
BUREAU PULLED: Not sure
CREDIT SCORE: 503-515 across all
CUSTOMER STATE OF RESIDENCE: Utah
NEW/USED: New
YEAR OF VEHICLE: 2009
MAKE: Ford
MODEL: Focus
MILEAGE: 30
RETAIL/LEASE:14,100
AMOUNT OF LOAN: 16,200
TERM CONTRACTED: 72 mos.
APR/LEASE RATE: 13.66
MONTHLY PAYMENT: 330
MISCELLANEOUS COMMENTARY:  I had a co-signer with excellent credit - I'm sure I would have never gotten approved for anything without her.  Hopefully I can refinance in a year after on time payments on my own and for a lower rate.  I already made my first payment very early so I'm on a good start!
04/01/10 - TU: 659 / EX: 648 / EQ: 601 (LO Scores)
2/25/10 - EQ 588 / EX 660 (LO) / TU 633
2/9/10 - EQ 567 / EX 585 / TU 601
1/12/09 - EQ 544 / EX 570 / TU 593
12/12/09 - EQ 536 / EX 555 / TU 582
11/13/09 - EQ 536 / EX 586 / TU 566
11/03/09 - EQ 540 / EX 544 / TU 574
07/18/06 - EQ 478