Contributor
Pworld
Posts: 114
Registered: ‎12-29-2008
Re: Auto Loan Approvals!

 

This thread helped me alot so glad i can finally contribute!!

 

  
APPROVING BANK: Audi Financial Services
BUREAU PULLED: Experian, Transunion
CREDIT SCORE: Ex: 624  TU: 649
CUSTOMER STATE OF RESIDENCE: Califronia
NEW/USED: Used
YEAR OF VEHICLE: 2007
MAKE: Audi
MODEL: A4
MILEAGE: Approx 38k
RETAIL/LEASE: Retail
AMOUNT OF LOAN: Sticker was 25,995 paid 21,888 OTD with added gap insurance plus
TERM CONTRACTED: 72mo
APR/LEASE RATE: 8.9
MONTHLY PAYMENT: 395 with gap insurance plus
MISCELLANEOUS COMMENTARY:

I was approved by capital one for 12.76 under the same terms for up to 26k. I told the dealer capital one gave me 10 percent and they came with 8.9, I never thought i had a chance to get approved by Audi Financial. Im thinking it will look good on my credit when i pay this off. Chase auto loan denied me. 
2/2011=EQ: 590
11/2012=EQ: 683 (after 4 card app spree and reporting)
10/2013=EQ: 708 (reached my goal!! for 2013) EX(amex): 668 TU(Disc):680
Goal = 725 by 6/2014
Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/15k | Chase Freedom/2.2K | Best Buy/800 | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/9K