I'm inclined to say stick with the 08-09 models.  You do not want to be paying 14-16%, its a lot of wasted money in my opinion.  If possible try to get an Certified Pre-Owned 08 (if that doesnt come with the 3.5% increase of course) because it will probably be cheaper than a brand new 08.  These days people are getting rid of those cars because they cant afford the payments, not because they are defective.  I've had Hondas for the better part of the last 8 years (had a BMW for 6 months before I couldnt afford the gas - then went back to a Honda) Had my first Honda till it hit 177k miles then sold it still running mint, my current Accord has 83k (30 k of my own in the past 11 months)

A thing to remember when going in though: The price haggling does not stop with the salesman - I dropped 3.5% of my financing rate with the Finance Rep.  They are as eager to sell as you are to buy, and theres more dealers then buyers in this economy....