Established Member
liquidlx
Posts: 11
Registered: ‎02-14-2008
Re: Auto Loan Approvals!
APPROVING BANK: Mid State Educators Credit Union
BUREAU PULLED: All three
CREDIT SCORE: Average score of 650
CUSTOMER STATE OF RESIDENCE:Ohio
NEW/USED:Used
YEAR OF VEHICLE:2007
MAKE:Hyundai
MODEL:Sonata
MILEAGE:35,000
RETAIL/LEASE:Refinance
AMOUNT OF LOAN:15,600
TERM CONTRACTED:60 months
APR/LEASE RATE: 5.95%
MONTHLY PAYMENT:Approx 320 per month. Close on Friday
MISCELLANEOUS COMMENTARY:
I originally purchased the car through citi financial and was approved at a rate of 15.8% back in august of 2007. After a year and a half of not missing a payment of 400$ a month, I applied for refinancing through road loans and was denied so fast it would make your head spin. Then I gave it one last shot and applied with a credit union and they approved me for 7.71% then I found an offer to lower it to 5.95% with automatic payment deductions.  I am really happy~ If your trying to refinance. Keep trying!