Moderator Emeritus
Posts: 2,050
Registered: ‎04-17-2007
Re: 18 years old, want to finance new car. HELP!
Keep in mind that you will have lots of expenses when you own a car.
Insurance (as an unmarried male under 25, your premiums are the most expensive).  Annual registration.  Oil changes.  Tires.  Preventative maintenance.  Gas.  Parking meters.  Parking garages.  Parking tickets.  (Hopefully no traffic tickets.)  Car wash.  Cell phone car charger.  Repairs (even if it's a brand new car, somethings are unavoidable --  like stone chips in the windshield from a passing truck).  Etc. 
Add it all up, because the total monthly cost of owning a car can be twice your payment.
Good luck!
Bartender, bring another round of FICOtinis please!

9.4.2011: TU 805. EQ 815.