Posts: 7
Registered: ‎07-24-2009
Can I get financing for a car?

Currently I have a credit score of 640.

I would like to buy a car with a pricetag of $30,000, the car is used, and I may be able to talk them down to 27K for the car.

I can put $6,000 down. and can afford a monthly payment of 500. 

I am not sure if I would be able to get financing. I was thinking of just going to a dealer and getting financing through them.

I am 28 yrs old, and have an OK income of 78k. Ive been at my current job for 2 years.


I just finished paying off a 5 year car loan 6 months early. I did have a cosigner for this loan. I wanted to get this other car on my own.

Can someone please let me know if I have a chance at getting financing for this car by myself, or with a cosigner? I would hate to go test drive my dream car and not be able to take it home.