Re: NFCU RE-FI[ Edited ]
09-16-2009 11:26 AM - edited 09-16-2009 11:26 AM
If anybody has done a recent r-fi with NFCU, , please post back with scores, rates and any other info you can share>
Mine was done in July. I'm not sure of my exact score as I had not pulled it in awhile but probably mid 620s. My rate is 11.5% which is a godsend as I was paying 20+%. I may have gotten a better rate had I waited longer & cleaned more stuff up but I'm saving nearly $70/month in my payment which is a tremendous help to me.
I was a little hesitant to apply as the month prior they had approved me for my first new CC in almost 5 years. A CashRewards Visa and a week later a GoRewards MasterCard. I was all set to just leave things alone as my goal was to re-fi my car, but last week app for the NavChek LOC & was instant approved for $500 (that's all I asked for as I needed the $500 for a short-term obligation & was worried if I asked for more I would have to go to manual review....both CC apps & my car re-fi all went for manual review)
Current (7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)