Both of our auto loan re-fi's were APPROVED by NFCU!!! It took less than a week to get both approvals. They did not ask for any paycheck stubs, etc.

One vehicle was approved at 7.75% for 60 months (2008 car).

Other vehicle was approved at 8% for 60 months (2006 SUV).

Both loans were previously through HSBC @12.75% for 72 months.

As posted previously, EQ at time of app was 691, with <20% util showing on our cr's.