APPROVING BANK: Hyundai(Southside Bank of Virgina)
BUREAU PULLED: Transunion
CREDIT SCORE:790
CUSTOMER STATE OF RESIDENCE:VA
NEW/USED:NEW
YEAR OF VEHICLE:Hyundai
BUREAU PULLED: Transunion
CREDIT SCORE:790
CUSTOMER STATE OF RESIDENCE:VA
NEW/USED:NEW
YEAR OF VEHICLE:Hyundai
MAKE
anta FE
anta FEMODEL:2008
MILEAGE:213
RETAIL/LEASE:Retail
AMOUNT OF LOAN: $15000
TERM CONTRACTED:48
APR/LEASE RATE:4.8
MONTHLY PAYMENT:330
MISCELLANEOUS COMMENTARY: Put down a significant amount, but the best thing to do is find the lowest rate at an outside bank and challenge the dealer to do better. They make money off the interest rate, so they can often beat the outside banks. This makes everything convenient for you. It made my purchasing process very easy.
MILEAGE:213
RETAIL/LEASE:Retail
AMOUNT OF LOAN: $15000
TERM CONTRACTED:48
APR/LEASE RATE:4.8
MONTHLY PAYMENT:330
MISCELLANEOUS COMMENTARY: Put down a significant amount, but the best thing to do is find the lowest rate at an outside bank and challenge the dealer to do better. They make money off the interest rate, so they can often beat the outside banks. This makes everything convenient for you. It made my purchasing process very easy.
APPROVING BANK: BMW Financial
BUREAU PULLED: EQ
CREDIT SCORE: 623
CUSTOMER STATE OF RESIDENCE: Florida
NEW/USED: NEW
YEAR OF VEHICLE: 2009
BUREAU PULLED: EQ
CREDIT SCORE: 623
CUSTOMER STATE OF RESIDENCE: Florida
NEW/USED: NEW
YEAR OF VEHICLE: 2009
MAKE: BMW
MODEL: 3281
MILEAGE: 16
RETAIL/LEASE: Lease
MILEAGE: 16
RETAIL/LEASE: Lease
AMOUNT OF LOAN:
TERM CONTRACTED: 36 months/36000 miles
APR/LEASE RATE:
MONTHLY PAYMENT: 356
TERM CONTRACTED: 36 months/36000 miles
APR/LEASE RATE:
MONTHLY PAYMENT: 356
MISCELLANEOUS COMMENTARY: 4k down. End of the month crunch paid off for me!
Starting Score: 493
APPROVING BANK: RoadLoans/Drive Financial
BUREAU PULLED: Experian
CREDIT SCORE: 610
CUSTOMER STATE OF RESIDENCE:IL
NEW/USED: USED
YEAR OF VEHICLE: 2004
MAKE:BMW
MODEL:745LI
MILEAGE: 61000
RETAIL/LEASE: Retail
AMOUNT OF LOAN:22,000
AMOUNT OF LOAN:22,000
TERM CONTRACTED: 60 Months
APR/LEASE RATE: 17%
MONTHLY PAYMENT:501
APR/LEASE RATE: 17%
MONTHLY PAYMENT:501
Comments: Yeah the interest rate sucks but once I can get better scores, I will refi with a another company. They wanted 26000 for the car. Oh and plus this car has the extended warranty on it. Truly a blessing for me!
Starting Score-(1/10/10):TU 558 EQ 628APPROVING BANK: Wachovia
BUREAU PULLED: Transunion I think
CREDIT SCORE:
CUSTOMER STATE OF RESIDENCE: Illinois
NEW/USED: New
YEAR OF VEHICLE:2008
BUREAU PULLED: Transunion I think
CREDIT SCORE:
CUSTOMER STATE OF RESIDENCE: Illinois
NEW/USED: New
YEAR OF VEHICLE:2008
MAKE:Kia
MODELedona
MILEAGE:20
RETAIL/LEASE:Retail
AMOUNT OF LOAN:23000
TERM CONTRACTED:72
APR/LEASE RATE:11.99
MONTHLY PAYMENT: 451
MISCELLANEOUS COMMENTARY Expected higher rate. Although first received a rate of 19.75% at the credit union through my husband's work. Said forget that and went to Kia who was able to get this loan, although a few banks like Harris turned us down and Wachovia ultimately approved. Kia had a 5,000 rebate so that helped. Our scores are a little better than they were in January due to incorrect collections, but our DTI is still higher than it should be. We're also on our second year with CCCS (which I'm happy with). Hope to refi this in a year for a shorter term and better rate.
edonaMILEAGE:20
RETAIL/LEASE:Retail
AMOUNT OF LOAN:23000
TERM CONTRACTED:72
APR/LEASE RATE:11.99
MONTHLY PAYMENT: 451
MISCELLANEOUS COMMENTARY Expected higher rate. Although first received a rate of 19.75% at the credit union through my husband's work. Said forget that and went to Kia who was able to get this loan, although a few banks like Harris turned us down and Wachovia ultimately approved. Kia had a 5,000 rebate so that helped. Our scores are a little better than they were in January due to incorrect collections, but our DTI is still higher than it should be. We're also on our second year with CCCS (which I'm happy with). Hope to refi this in a year for a shorter term and better rate.
