Just got approved!
APPROVING BANK: Chase Auto Finance
BUREAU PULLED: TU
CREDIT SCORE: 590
CUSTOMER STATE OF RESIDENCE: NY
NEW/USED: new
YEAR OF VEHICLE: 2008
BUREAU PULLED: TU
CREDIT SCORE: 590
CUSTOMER STATE OF RESIDENCE: NY
NEW/USED: new
YEAR OF VEHICLE: 2008
MAKE: chevy
MODEL: corvette
MILEAGE:
RETAIL/LEASE
urchase
AMOUNT OF LOAN:28000
TERM CONTRACTED:5 years
APR/LEASE RATE:9%
MONTHLY PAYMENT:
MISCELLANEOUS COMMENTARY: All 3 scores were very low; dti under 30%; income over $250k. very excite we were finally approved. my credit union turned me down but after some negotiating back and forth, they approved as well. Keep the faith and talk to a "body". Forget the online unless your scores are really high.
MILEAGE:
RETAIL/LEASE
urchaseAMOUNT OF LOAN:28000
TERM CONTRACTED:5 years
APR/LEASE RATE:9%
MONTHLY PAYMENT:
MISCELLANEOUS COMMENTARY: All 3 scores were very low; dti under 30%; income over $250k. very excite we were finally approved. my credit union turned me down but after some negotiating back and forth, they approved as well. Keep the faith and talk to a "body". Forget the online unless your scores are really high.
APPROVING BANK: BB&T
BUREAU PULLED: All Three
CREDIT SCORE: High 500's to 625, auto "enhanced"
CUSTOMER STATE OF RESIDENCE: GA
NEW/USED: New
YEAR OF VEHICLE: 2008
CREDIT SCORE: High 500's to 625, auto "enhanced"
CUSTOMER STATE OF RESIDENCE: GA
NEW/USED: New
YEAR OF VEHICLE: 2008
MAKE: Mazda
MODEL: Mazda3 s-Grand Touring with Sunrof, Bose sound and 6 CD Changer 
MILEAGE: 170
RETAIL/LEASE: 19,100 (Thank you, Edmunds)
AMOUNT OF LOAN: 20,700, minus $2,000 down
TERM CONTRACTED: 63 mos.
APR/LEASE RATE: 7.9%
MONTHLY PAYMENT: $409
MISCELLANEOUS COMMENTARY: Sticker price was $23,230 -- bargained to $19,100 incl incentives. So that might've helped with the loan. Original offer on interest was 8.9%, ranging to 18.9 from some shark. The finance guy offered me a corporate discount on the warranty, so I told him I'd take the warranty for $700 off retail, if he could get me a point better on interest. He did, which basically means 100k mile warranty was free. I love BB&T, hometown bank and they always treat their people right. High income and low DTI probably offset my low scores. Really happy overall. PS if you live in GA, I went to Jim Ellis Honda.
MILEAGE: 170
RETAIL/LEASE: 19,100 (Thank you, Edmunds)
AMOUNT OF LOAN: 20,700, minus $2,000 down
TERM CONTRACTED: 63 mos.
APR/LEASE RATE: 7.9%
MONTHLY PAYMENT: $409
MISCELLANEOUS COMMENTARY: Sticker price was $23,230 -- bargained to $19,100 incl incentives. So that might've helped with the loan. Original offer on interest was 8.9%, ranging to 18.9 from some shark. The finance guy offered me a corporate discount on the warranty, so I told him I'd take the warranty for $700 off retail, if he could get me a point better on interest. He did, which basically means 100k mile warranty was free. I love BB&T, hometown bank and they always treat their people right. High income and low DTI probably offset my low scores. Really happy overall. PS if you live in GA, I went to Jim Ellis Honda.
