@ProudMomof5 - I have the American Momentum Bank Secured Card. The situation with your car sounds a little "iffy". It seems odd, that they would delete it completely. I would ask my attorney before I asked anyone to add anything like that. Personally, I wouldn't add anything that would add any "baddies" to my file at this point since rebuilding takes so much time. If it's going to be completely paid through the plan, I would just opt for a second CC to build new history. But that's just what I would do. 
@Guyatthebeach - which BK did you file? And how long after you opened your secured cards did you get approved for the Barclays card?
Starting Score: 426 Ch. 13 BK Discharged Nov 2012 