Does anyone have  any ideas on removing derogatory status on credit accounts iib? I still have 7 credit card accounts listed as derogatory that I can't get changed. All of my other accounts simply show closed/current and/or iib. I'm just interested to see if anyone has any thoughts on this.

From what I have read is that it is legal from lenders to list accounts as derogatory that are included in bankruptcy. Any feedback would be appreciated.

Thanks!