Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
Re: Kinda Bummed...:(

VegasTeo702 wrote:

Try Creditone and Merrick Bank. They approved me right after BK. Aside from them, I cannot get any other loans. Not even auto so expect a serious uphill battle obtaining any credit.


What are your scores now?  What is your utilization?  When were you discharged?  Have you done any cleanup on your reports?  I have heard this so many times that I am just curious as to where you stand right now.  It may be that something is just not reporting correctly and keeping your scores down.  


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014