New Contributor
Posts: 69
Registered: ‎08-28-2012
Re: Kinda Bummed...:(

BTDT.  I was denied a secured CC a year after my BK7.  I didn't know that companies had different criteria, so I thought if one denied me, they all would.  I waited another year and finally started (almost 2 years) getting preapproved offers with high IRs and AFs.  That got me a positive history started, but had I found this site sooner, I'd be 2 years ahead of where I am now...Another lesson learned.


Don't let it get you down, view it as a challenge.

Starting: EQ 590 (LP 8/12) TU 589 (LP 8/12) EX 612 (LP 8/12)
Current: EQ 650(LP 9/12/12) TU 667 (LP 9/12/12) EX 676 (LP 9/12/12)
Goal: 620 (for VA Mortgage)
Goal Reached. Pre-qualified for VA loan, 9/12/12

My Jeep is like my wife. Cleans up nice, but a lot more fun when she's dirty.