Re: Kinda Bummed...:
09-08-2012 10:09 AM
BTDT. I was denied a secured CC a year after my BK7. I didn't know that companies had different criteria, so I thought if one denied me, they all would. I waited another year and finally started (almost 2 years) getting preapproved offers with high IRs and AFs. That got me a positive history started, but had I found this site sooner, I'd be 2 years ahead of where I am now...Another lesson learned.
Don't let it get you down, view it as a challenge.
Current: EQ 650(LP 9/12/12) TU 667 (LP 9/12/12) EX 676 (LP 9/12/12)
Goal: 620 (for VA Mortgage)
Goal Reached. Pre-qualified for VA loan, 9/12/12
My Jeep is like my wife. Cleans up nice, but a lot more fun when she's dirty.