Valued Contributor
chasmith
Posts: 1,062
Registered: ‎05-26-2010
Re: car repo'd in chapter 7

The original post is a bit unclear, apparently the lender filed to lift the stay, if the stay was lifted it's not illegal.  I believe the discharge on 9/4 ended the stay.  So if their motion to lift the stay wasn't granted the repo might have been three days early and technically illegal, but unlikely to draw any useful sanction.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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