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woo4me
Posts: 1
Registered: ‎09-12-2012
Died in Lieu after Chapter 7 BK

We filed/discharged chapter 7 bankruptcy in Feb 2009 which included our mortgage.  We stayed in the home and continued making payments until March 2011.  The home went into foreclosure and a sherrif sale was supposed to happen in August 2012 but was cancelled the day before.  I want the deed out of our name since we vacated the property almost two years ago.  Can we do a Deed in Lieu instead of waiting for another Sherrif Sale date?  How will this effect our credit, currently the mortgage shows included in Bankruptcy.  If we sign a deed in lieu can the mortgage company report this and therefore put a negative post on our credit report and damage our rebuilt credit score?