When should my 24 month post bankruptcy credit score bump appear on my credit report?
09-13-2012 06:21 PM
My husband and I are approaching our 2 year date from our chapter 7 discharge. I have worked my rear off rebuilding our credit, trying not to have too much credit, having the right kind of credit and always paying our debts early and always more than the minimum payments or paying them off. We have built our credit up from 480 to 685 last report I pulled. We were informed by a financial advisor that with each 6 month milestone after filing bankruptcy so long as your doing things correctly your credit score gets a bump. My question is does anyone know if it shows up on your credit score that day or if you should wait a few business days or does it take even longer? I don't want to waste my last free credit report by getting it too soon to show the bump. Thanks in advance.