New Member
Foreman500
Posts: 8
Registered: ‎09-14-2012
Credit score with bankruptcy

How good can i expect my credit score to get as long as i have chapt 7 on my report?  I filed march of 09

Established Contributor
aussiesareforever
Posts: 741
Registered: ‎10-04-2010
Re: Credit score with bankruptcy

I have a BK from 08 and my scores are in my siggy. I should update my EQ since it is actually about 698 now but my utilization went up slightly although it is coming back down in the next week or so.

Just keep doing the right things. Pay on time every time. Never ever ever be late. Keep your utiliztion low and minimize inquiries. You'lll at least be able to get reasonable credit with a mostly decent score :smileyhappy:

BK in 2008, after making very stupid financial decisions.

Barclay's Apple Financing Card ($6400) --- Capital One Quicksilver ($10,000)---GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)

FICO Scores: TU 735 EQ 709 EX 740 (Feb 2013, all pulled by lender)

Established Member
jeffrey930
Posts: 15
Registered: ‎12-05-2007
Re: Credit score with bankruptcy
BK 2004. My credit score for TU 735, when I got approved for Discover More cash back last year they sent me my credit score of 745...I also included discover on my BK. I only applied because of the pre approved letter I got in the mail. I also recently got approved for chase united airline explorer card and Citi AA credit card. I can't wait for my BK to fall off in 11/2014 so I can start churning credit card for miles &points free travel...:smileyhappy: