Frequent Contributor
Posts: 389
Registered: ‎01-15-2009
Re: Can't get approved

Hi. I know you are discouraged, but remember, you are only 1 year into your Chapt 13. Chapt 13 is not a sprint, its a long distance race. Smiley Happy You may be able to get an FHA mortgage down the road, with trustee approval, but they will want you to be at least two years into your plans with on time payments for 1 - 2 years.


Patience.......I don't think these low interest rates are going anywhere in the near future. The best you can do for now is to make sure your CRs are accurate, and give things some time.

You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing!