Re: Why is it so hard to get credit after a BK?!
09-25-2012 12:12 PM
Everyone is correct. Patience is the key. I was discharged in 2007 and have been slowly re-building. Credit card here and there, maybe every 6 months to a year before trying another one. Multiple applications hurt your credit.
I only have maybe a total of 20K in credit card credit. Keep the balances low!
EQ: 801 EXP: 767 TU: 801