Member
Carthoris
Posts: 12
Registered: ‎05-29-2007
Re: Why is it so hard to get credit after a BK?!

Everyone is correct. Patience is the key. I was discharged in 2007 and have been slowly re-building. Credit  card here and there, maybe every 6 months to a year before trying another one. Multiple applications hurt your credit.

I only have maybe a total of 20K in credit card credit. Keep the balances low!

 

EQ: 801 EXP: 767 TU: 801