I am most def about to buckle down on all three reportsd. My first round of disputes are back and stupidly, I disputed everything at one time. Rookie mistake, I know! Now I am in the process of working on the second round of disputes... by mail this time and my first round of re-age/goodwill letters on the stuff (student loans) that is left

Starting Score: TU: (401) EQ: (417) EX If Only I knew...)
Where I Am: TU: (500) EQ: (553) EX: (Still in the Dark)
Goal Scores: 700 Across the Board
Chapter 7: Discharged 11/2012
Wallet: Capital One: $200 - First Premier: $300 - PNC: $250 - Fifth Third: $300 - Fingerhut: $200 ~Gardening until October 2013~