Re: Chp 13 Discharge Process
09-30-2012 08:22 AM
*Update* I heard from my lawyer. I'm not sure if this is a YMMV situation or not. I was told that the process will go as follows for me--
Trustee's office will audit the case, contact creditors to make sure the balances paid match trustee records. Lastly, they would send some paperwork to my lawyer's office for me to sign. Lawyer sends these documents back to the trustee and discharge papers would be finalized. Process should be finished by next month.
Yep that is just the way mine went as well.
I was so worried because of all the nightmare stories I've heard about Chapter 13. This is a nervewrecking process to endure for 3-5 yrs. I'm just glad my time is coming to an end and the leash of the trustee will be off my neck.
I know right? It is like nail bitting time waiting and waiting. You would think after all of the years a Ch13 candidate endours in the court process that they would be more pro-active at closing out cases. It will drive you nuts until you see the discharge papers. Do you check pacer frequently?
No, I have no idea what that is.
Starting Score: 426 Ch. 13 BK Filed Sep 2009; Discharged Jan 2013
Current Score: TU 706 EQ FICO 701 EX 704
Goal Score: 720