Congrats on the Cap1 card! I'm afraid to apply to them, I included them in my bk. Most of the advice I have seen on here is to join a credit union and to get a secured CC. Good luck on your journey!!
BK Filed 7/1/12 --- EX: 494 EQ: 505 TU: 505
10/12 EX: 599 EQ: 599 TU: 599
BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500
GOAL #1: 660
