Looking to apply for Secured Credit Card after Bankruptcy Chapter 7 discharge. Please advice
10-02-2012 02:45 PM
Hi Everyone,
I am a new member of this Forum. Just today I received a discharge after filing Chapter 7.
I'd like to start rebuilding my credit ASAP. First step I am planning to do is to apply for Secured Credit card. I saw some posts here advising to open CC at local CU. My problem is that I have a Chex Systems record from back in 2007. Trying to clear that but in the main time, which cards would you recommend? I'd prefer to go with reputable banks. If there are any that are known to approve after Chapter 7 please post them here.
Thank you
CM
Re: Looking to apply for Secured Credit Card after Bankruptcy Chapter 7 discharge. Please advice
10-06-2012 06:03 AM
because of the bankruptcy still pending, I got an email response saying they were reviewing the info.
I received my credit card Wed Oct 3...
my discharge isnt even discharged yet,,, call the 800 number on these boards and check the status,,,
this website and forums are great,, and make sure you contact chex systems and send them the info that you filed bankruptcy.
This site told me to do that and they are removing my chex systems negative records.
good luck
Re: Looking to apply for Secured Credit Card after Bankruptcy Chapter 7 discharge. Please advice
10-10-2012 10:02 AM
Amalgamated Bank, Chicago is recommended by the author of a book on recovering from BK. He recommends calling them, not making an online application.
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