Frequent Contributor
fuzzybean
Posts: 304
Registered: ‎04-04-2012
Re: Finding out when a collection agency bought a bad debt?

I just called and found out the date and I'm so upset.  It was sold a few months before the bankruptcy but we never knew.  Heck , we didn't know until yesterday.

 

So, we have this credit card company that was included in our bankruptcy but because they sold it prior (unbeknownst to us) they are allowed to show it as a charge off.  I find this so wrong.  If they were included, then they should be showing that way even if they did sell the account.

 

Does anyone have any suggestions?  Do I have anything to stand on at this point?  Besides the BK it's the only bad thing left.  It's not due to fall off until the middle of 2014.  :smileysad: