Frequent Contributor
Posts: 326
Registered: ‎04-04-2012
Re: Removing items from Credit Report after Bankruptcy

conceptmat wrote:

Hello again. I just received a discharge after filing Chapter 7 today.


My current Credit Score is 549, and it's showing a lot of negative items. Some accounts say "included in Chapter 7" and some say "Bad debt/collection". Is this normal? Why doesn't it all show as included in Chapter 7?


I would like to try and remove some of the negative items. Does anyone have experience disputing items from Credit Report after Bankruptcy? Please advice


Thank you.


You're going to see lots of nasty things for a while.  I would give it at least 30 days for the things that show as bad debt to show that they were included in bankruptcy.


Congratulations on your discharge and happy rebuilding!