I'm going crazy!
10-10-2012 03:04 PM
Waiting for the discharge is killing me! It'll probably be another 2-3 weeks. I'm ready for this whole thing to be over with!
Arghhhhhhhhhhhhhhhhhhhhhh!!!!
Sorry, I had to get that off my chest.
10/12 EX: 599 EQ: 599 TU: 599
BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500
GOAL #1: 660
Re: I'm going crazy!
10-10-2012 04:14 PM
I hear ya......my discharge is projected to be completed on Oct. 29 - waiting these next 3 weeks is really tough.....and then once that's had - it's a matter of having the credit reports post correctly - I've also got leins that are going to be removed as well......tons of stuff and I just want the rebuilding to begin......
Ch. 7 BK - 7/12 (discharge 10/12)
5/13 - EQ FICO 640 / TransUnion FICO - 624
CU Sec. - $500 / Cap 1 Sec. $200
Re: I'm going crazy!
10-11-2012 07:20 AM
Will the status just change to "Included In or Discharged in Bankruptcy"? My reports have shown this since August/September, all of my accounts show $0 balance. I wonder if they will need to say something else after the discharge is actually entered...
10/12 EX: 599 EQ: 599 TU: 599
BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500
GOAL #1: 660
Re: I'm going crazy!
10-11-2012 07:40 AM
That is it. You just want to make sure all of your accounts IIB, are showing the correct status. I have been fighting with Best Buy/HSBC that will not change it and it is showing as a Charge-Off. I don't know how much of a difference this making so I have stopped fighting it.
Current Score: TU 662 EQ 652 7/2/2012 EQ Auto 692 8/25/2012
Goal Score: 700
Take the FICO Fitness Challenge
Re: I'm going crazy!
10-11-2012 08:05 AM
Did you dispute it with the CB? I did that for Capital One and New York and Co. NY&Co updated it, Cap 1 deleted it all together.
10/12 EX: 599 EQ: 599 TU: 599
BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500
GOAL #1: 660
Re: I'm going crazy!
10-11-2012 11:28 AM
Good luck on your road to rebuilding. i am one year out from discharge, and finally seeing a light at the end of the tunnel.
Current MyFico Score: 625 (10/22/2012)
Goal: 640 mid score for home purchase by October 2013
App free since 10/23/2012
In the garden until 9/2013!
Credit 1 $300/ Cap1 $500/ Cap 1 Rewards $1000
Re: I'm going crazy!
10-11-2012 12:49 PM
I just wish I had done it sooner. The signs were there, I just ignored them, thinking I could fix them. My score now is better than it was before the bk! That's sad LOL
10/12 EX: 599 EQ: 599 TU: 599
BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500
GOAL #1: 660
