how accurate is Discovers "pre-quali
10-11-2012 11:34 AM
I know Capital One has their pre-qualify and it seems pretty clear cut.......it either finds something or tells you it doesn't.
I checked out Discovers page today and they seem to have the same set-up. I ran the pre-qual and it doesn't come back quite as clear-cut in my opinion. It recommended their normal regular card and every other one below it.
Mind you, I'm still awaiting my discharge later this month. I don't even qualify for Capital One (I did include them in my BK though - only $300) - is it possible I actually qualify for Discover already?
Should I wait out the discharge before doing anything?
Opinions or insight?
Ch. 7 BK - 7/12 (discharge 10/12)
7/13 - EQ FICO 643 / TransUnion FICO - 639 / Experian FICO - 624
CU Sec. - $500 / Cap 1 Sec. $200 / JCrew $250 /
NFCU cashRewards $5,000 / Barclays Apple Card $2,000