how accurate is Discovers "pre-quali
10-11-2012 11:34 AM
I know Capital One has their pre-qualify and it seems pretty clear cut.......it either finds something or tells you it doesn't.
I checked out Discovers page today and they seem to have the same set-up. I ran the pre-qual and it doesn't come back quite as clear-cut in my opinion. It recommended their normal regular card and every other one below it.
Mind you, I'm still awaiting my discharge later this month. I don't even qualify for Capital One (I did include them in my BK though - only $300) - is it possible I actually qualify for Discover already?
Should I wait out the discharge before doing anything?
Opinions or insight?
EQ FICO: 672 (10/14)
TU FICO: 648 (10/14)
EX FICO: 667 (10/14)
NFCU cashRewards $18,000 - NFCU Flagship Visa $18,000 - First Tech C.U. Cash Rewards $5,000 - Barclays Apple Card $2,000 - JCrew $4650
In the garden starting 3/1/14 till ???