how accurate is Discovers "pre-quali
10-11-2012 11:34 AM
I know Capital One has their pre-qualify and it seems pretty clear cut.......it either finds something or tells you it doesn't.
I checked out Discovers page today and they seem to have the same set-up. I ran the pre-qual and it doesn't come back quite as clear-cut in my opinion. It recommended their normal regular card and every other one below it.
Mind you, I'm still awaiting my discharge later this month. I don't even qualify for Capital One (I did include them in my BK though - only $300) - is it possible I actually qualify for Discover already?
Should I wait out the discharge before doing anything?
Opinions or insight?
EQ FICO: 689 (08/15)
TU FICO: 650 (08/15)
EX FICO: 681 (08/15)
NFCU cashRewards $18k - NFCU Flagship Visa $18k - First Tech C.U. Cash Rewards $5k - Cap1 Venture - $10k - Barclays Apple Card $2k - Discover $1,000 - JCrew $4650