Hello-

Yes I filed in April 2011. I pulled my credit report in March 2012 and found out all accounts where not showing "included in the bankruptcy. I disputed them all and this was the outcome.

Equifax: 523 March 2011

                643 October 2012

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |

---

Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013