Regular Contributor
StartingLifeOver
Posts: 142
Registered: ‎02-06-2009
Re: Chp 13 Discharge Process

OhioChick wrote:

Hi luvmeirahbug, I hope to be getting my discharge letter soon. My last payments were sent out by my trustee 1 Sep 12, so as of that date, my balance due was $0.00. My attorney and trustee told me that I have to keep making my monthly payments until I receive my letter. I waited until the last minute to send in the Sep payment, which I mailed last week. As of right now I have a balance on hand of $1300, which I will get back, but I really don't have an extra $465 per month for the next however long it takes them to close out my account. Frustrating. The trustee in Ohio said 3-4 months. One of my freinds said to consider it a Christmas club and cross my fingers I get it back before the end of the year. I hate waiting....


that makes no sense....some states really do what they want--no matter how unfair the practice is.  I received another letter from the trustee stating my plan has been completed and the payments are complete pending auditing of my case.  I am not required to keep paying until I receive my discharge paperwork.  I'm sorry you have to go through that, OhioChick. :smileysad:

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Starting Score: 426 Ch. 13 BK Filed Sep 2009; Discharged Jan 2013 :smileyhappy:
Current Score: TU 706 EQ FICO 701 EX 704
Goal Score: 720