New Contributor
Posts: 71
Registered: ‎10-23-2012
Re: Chp 13 Discharge Process

 Hi luvmeirahbug


I filed Chapter 13 June 1998. I made my last payment February 2012. Somehow my account was not recognized as paid in full because I was not due for final payment till June of 2013. After 3 months of awaiting on the funds to be disbursed, I contacted the trustee's office to see what was the delay. Final payments were sent out 3 weeks after that & I was told I would receive my discharge papers in 60 to 90 days. Again my paperwork was overlooked & I was not officially discharged until October 2012 after contacting the trustees office to inquire about the delay. It gets frustrating but continue to call and ask questions. Good luck to you.

Starting Score: EQ: 605 (10/21/2012) Trans/Walmart: 641(10/26/2012)
Current Score: EQ: 678 (4/9/13) Trans/Walmart: 693 (5/13/13) EX: 648 (4/10/13) Lender pull