Community Leader
Frequent Contributor
Posts: 4,171
Registered: ‎07-12-2012
Re: Just received my trustee meeting date..
I have read over that process so many times! Haha, thank you for the kind words. I didn't want to file either and felt like BK was a bad word. I waited and waited, only prolonging what needed to be done, and when a company threatened a lawsuit over some medical bills I pulled the trigger. I am glad I did it now though. I am ready to start rebuilding and getting my credit back where it used to be. I already have a capital one card that I kept through the BK that has 7yrs of good history (3 30 day lates maybe) when I check the pre approval on capital ones website I get two offers but fear my BK won't show discharged on my report yet and really don't want a hit/decline.
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 07/2016
734 TU FICO 07/2016
746 EX FICO 07/2016
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