Valued Contributor
Posts: 1,978
Registered: ‎07-12-2012
Re: Just received my trustee meeting date..
I have read over that process so many times! Haha, thank you for the kind words. I didn't want to file either and felt like BK was a bad word. I waited and waited, only prolonging what needed to be done, and when a company threatened a lawsuit over some medical bills I pulled the trigger. I am glad I did it now though. I am ready to start rebuilding and getting my credit back where it used to be. I already have a capital one card that I kept through the BK that has 7yrs of good history (3 30 day lates maybe) when I check the pre approval on capital ones website I get two offers but fear my BK won't show discharged on my report yet and really don't want a hit/decline.
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
704 EQ FICO 03/2015
718 TU FICO 03/2015
679 EX FICO 03/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $5k Amazon Store | $10k Cap1 VentureOne | $5k Barclay US Airways