Posts: 11
Registered: ‎09-01-2012
Re: Journey through Chapter 13

There are specific amounts for each catagory.  If you request more than one catagory you have to justify it.  For example one of mine was a bit higher than the allowed but I have kids that I was putting in activities to keep them occupied during the summers off.  I found the budget to be very generous.  For example my food budget is $400 a month for myself and my two daughters.  I was scraping on about $100 a month before I declared. I can eat meat again!  And my lawyer made sure I had things like renters insurance (which I hadn't have but now do).  Yes, mortgages are in it.

Starting Score: 541
Current Score: 588
Goal Score: 640

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